Fiducial | We help your business grow and be profitable.

Your privacy is very important to us and as a visitor to our Website, we are committed to respecting and protecting your confidentiality and security. The following notice explains our online information practices, and the choices you may make about the way your information is collected and used.

Effective Date

This policy was last revised on: April 1, 2005.

Please also see our privacy policy for information collected by Fiducial Investment Advisors in our Investment Services section.

Nonpersonally Identifying Information

If you visit our www.fiducial.com website, we collect and store certain information from you so that we may continually assess and improve your customer on-line experiece. We collect the following nonpersonally identifying information from you: the name of the domain name from which you access the Internet, the date and time you access our site; the Internet address of the Web site from which you linked directly to our site, the search engine and phrases that you may have used to access our site and information of what pages you may have visited and the length of time you spent on the site.

We use this information to help us make our site more useful to visitors and to increase the content that visitors find the most helpful to them.

Personally Identifying Information

To provide customized offers and information that relates specifically to your interests or situation, you may need to give us certain contact information (such as name, address or phone number), or more detailed personal information such as your occupation or income level.

The information you provide to Fiducial Franchise Opportunity when submitting the electronic application form will be used to complete the processing of the qualification report, and will not be shared with outside parties without your consent, providing you with an opportunity to opt-out or otherwise prohibit such unrelated use.

The information you provide to Fiducial Acquistion Opportunity when submitting the electronic application form will be used to complete the processing of the qualification report, and will not be shared with outside parties without your consent, providing you with an opportunity to opt-out or otherwise prohibit such unrelated use.

The information you provide to Fiducial Payroll Processing Center when submitting the electronic application will be used to assess your payroll needs so that a more informed response will be available to you when we contact you as requested, and will not be shared with outside parties without your consent, providing you with an opportunity to opt-out or otherwise prohibit such unrelated use.

The information you provide to Fiducial Lending Corporation through our Fiducial Lending Corporation affiliated sites when submitting the electronic application will be used to assess your qualifications for loans by our loan officers, and will not be shared with outside parties without your consent, providing you with an opportunity to opt-out or otherwise prohibit such unrelated use.

The information you provide to our Online Consultation Request for Fiducial Services when submitting the electronic request form will be used to assess your service needs so that a more informed response will be available to you when we contact you as requested, and will not be shared with outside parties without your consent, providing you with an opportunity to opt-out or otherwise prohibit such unrelated use.

While we cannot guarantee that the information you have provided cannot be seen by third parties, Fiducial maintains physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

To further clarify the information we disclose and to whom we disclose, we have provided the following information:

FIDUCIAL may share personal information with its franchisees, subsidiaries, and affiliates (the "FIDUCIAL System"); we require all members of the FIDUCIAL System to use this information only in accordance with this policy.

FIDUCIAL may engage outside companies to perform various functions, such as assisting with promotions, providing technical services for the website, perform market analysis, and so forth. To perform these functions, the companies may need to have access to the personal data we gather. We require each company to sign a confidentiality agreement providing that they may use the personal information only for the purpose of performing these functions and not for any other purpose.

FIDUCIAL does not sell, transfer, or disclose personal information to third parties outside the FIDUCIAL System, except under a confidentiality agreement as noted in the preceding paragraph. We do not sell or rent customer lists, for example. We may, on occasion, send you information on behalf of one of our business partners about their products or services that we believe may be of interest to you. In those cases, we will not share your personal information but instead will send a mailing or e-mail message on behalf of the partner.

FIDUCIAL reserves the right to use or disclose any information as needed to satisfy any law, regulation, or legal request, to preserve the integrity of our website, to fulfill your requests or answer your questions, and to cooperate in any law enforcement investigation or an investigation involving a matter of public safety. In addition, although we do not anticipate that this will happen, we want you to know that, should we ever merge with or be acquired by another company, or should we sell substantially all of our assets to another company, we will transfer the information to that company.

Does FIDUCIAL Collect Information From Children?

We assure you that we will not knowingly collect any personal information from children age 12 or younger without your permission. We encourage you to monitor and supervise your children's online activities.

Does FIDUCIAL Collect "Cookies"?

"Cookies" are pieces of information that a website transfers to your hard drive for recordkeeping purposes. They permit the website to "remember" important information that will make your use of the website easier and more convenient. In addition, like most companies, FIDUCIAL uses cookies in a number of ways to improve your online visit or to monitor customers' usage of its website. For example, we may track the total number of visitors to our website on an anonymous aggregate basis. We may use cookies to "remember" you when you return to our site to complete an on-line form and the like. In those instances, we may associate personal information with a cookie file.

You may set your web browser to notify you when you receive a cookie or to exclude the use of cookies. Click on the "Help" section of your browser to learn how to change your cookie preferences.

What About Links to Other Sites?

FIDUCIAL's website may offer links to sites that FIDUCIAL does not operate. If you visit one of these linked sites, you should review their privacy and other policies. FIDUCIAL is not responsible for the policies and practices of other companies or for any injury or damages to your computer as a result of your visiting any of these linked sites.

Do FIDUCIAL's Franchisees Abide by This Privacy Policy?

Many FIDUCIAL offices are owned and operated by franchisees, who are independent business men and women.

FIDUCIAL franchisees who link their websites ("Direct Website") directly to FIDUCIAL's website are required to comply with FIDUCIAL's privacy policy. FIDUCIAL will seek to enforce such compliance; however, it cannot be responsible for its franchisees' actions.

Some FIDUCIAL franchisees may also operate their own websites separately ("Indirect Website"). The Indirect Website may or may not be linked to the Direct Website. Indirect Websites may have their own privacy policies and, as with all other third party websites, FIDUCIAL is not responsible for the policies and practices associated with the Indirect Websites. Please review the privacy policy of each such site to determine the privacy policies of that site.

Third Parties

Our site does link to other sites to provide you with all of the services that might be of assistance to you. We encourage you to review the privacy policies for third party sites, as we are not responsible for the policy practices or content of these websites.

While we do not currently sell individual information to outside companies for use in marketing, we reserve the right to do so in the future. If you do not want your contact information passed on to other companies, simply send us an email to with the phrase "Take my name off the third party mailing list" in the subject line.

Additionally, we may disclose nonpublic personal information to our affiliated companies to provide you with a broad range of services that may suit your needs. If you do not want your personal information passed on to our affiliated companies, simply send us an email to webmaster@fiducial.com with the phrase "Do not pass my nonpublic personal information to affiliated companies."

It's that simple!

If you have any questions about this privacy statement, the businesses of this site or your dealings with the website, you can contact us at webmaster@fiducial.com.

FIDUCIAL may change this policy from time to time, so we suggest you review the policy periodically. The first section of our policy states the effective date, and anytime we update the policy, we will change the date accordingly.