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When you apply for a business loan, your request must meet certain basic requirements. In addition to these essentials, the banker will want to know what will happen in the event of your disability or death; that is, do you carry disability, life, and general liability insurance? Put yourself in the banker's shoes and see what questions you would want answered if someone asked you to risk your capital. If you have not previously assembled a loan request in this manner, engage professional assistance. |
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Do you know what your business is worth? If you’re like many business owners, the answer to this question is probably “no.” That’s because business valuations can be both time-consuming and costly. Even so, there are many instances when it’s important to determine the value of your company. |
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Too often businesses emphasize increasing sales as the only way to boost profits. Cost-cutting, when done selectively and intelligently, can be a faster way to higher profits. "Trimming the fat" should continually be on every business owner's or manager's mind, and a serious cost-cutting review should be conducted every year or two. Here are nine ways you may be able to cut costs in your business. |
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Tax and business planning is important for the success of any organization, but especially for the family-owned enterprise. Here are some important questions that owners of family businesses need to address. |
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